Reefer Trailer Lease-to-Own Opportunity
Target return
Projected lease revenue of $1,100–$1,300 per month per trailer
Timeline
Multi-year lease-to-own strategy
Structure
Asset-backed lease-to-own
Minimum
To be determined
Deal summary
This opportunity is intended to finance the acquisition of refrigerated trailers that will be leased to qualified commercial operators through structured lease-to-own arrangements.
The representative acquisition price is approximately $20,000 per trailer, although final cost may vary based on model year, manufacturer, refrigeration-unit condition, and equipment quality.
The operator's materials indicate that comparable reefer trailers may generate approximately $1,100 to $1,300 in monthly lease payments. Insurance payments are made by the lessee to the trailer owner, while routine maintenance obligations—including tires, brakes, and airbags—are generally assigned to the lessee under the lease agreement.
The trailers are tangible transportation assets that may retain residual resale value after the lease period. Final investor economics, distribution terms, ownership structure, and offering documents will be provided after underwriting and legal review are complete.
Why we invested
- Tangible equipment with identifiable resale value
- Recurring monthly revenue through lease-to-own payments
- Lessee responsible for routine maintenance under the proposed lease structure
- Insurance cost paid by the lessee to the trailer owner
- GPS tracking may support equipment monitoring and recovery
- Ability to re-lease or sell the trailer following the initial lease term
Full deal details
Financial model
- Representative trailer purchase price of approximately $20,000
- Projected monthly lease revenue of approximately $1,100–$1,300 per trailer
- Gross revenue, operating-reserve, downtime, default, and management-fee assumptions
- Projected investor distributions and exit proceeds
- Residual equipment value and resale assumptions
Sponsor
- CyberSoft ProBiz LLC company profile
- Operator and management biographies
- Historical trailer acquisition and leasing experience
- Customer-screening and lease-servicing procedures
- Historical default, repossession, and re-leasing performance
Use of funds
- Reefer trailer acquisition
- Equipment inspection and initial repairs
- Title, registration, and GPS setup
- Operating and maintenance reserves
- Legal, structuring, and offering expenses
Risks & mitigants
- Lessee default or delayed payment
- Trailer downtime between lease customers
- Unexpected equipment or refrigeration-unit repairs
- Trailer damage, theft, or insurance-coverage limitations
- Equipment depreciation and lower-than-expected resale value
- Operator and customer concentration
- Illiquidity and possible loss of invested capital
Documents
- Investment overview — in preparation
- Financial model — under review
- Representative lease agreement
- Equipment inspection and title documents
- Offering and subscription documents — pending legal preparation
Full deal details — unlocked after a short call
Schedule a 20-minute call with the Baraka team to access:
- • Financial projections & assumptions
- • Sponsor background & track record
- • Use of funds breakdown
- • Risk factors & mitigants
- • Investment documents (PPM, subscription agreement)